DeskerThe money manager does not guess at your spending: it adds up the statements you give it, to the cent, and then tells you what the numbers mean.
Get a CSV from your bank
In your banking app or website, open an account's transactions or statements and look for Export or Download, then choose CSV (sometimes "spreadsheet" or "Excel CSV"). One file per account or card. A PDF statement can be read for questions but cannot be added up - CSV is what makes the numbers exact.
Upload it
Open your money manager on the Roster, go to Knowledge, and upload the file. Account and card numbers are masked to their last four digits as it is read, before anything is stored or seen by an AI. Upload a new file each month; transactions that appear in two overlapping exports are counted once.
What it works out
- Money in and money out, by month.
- Spending by category: rent, groceries, eating out, transport, subscriptions and more.
- Your biggest merchants and largest single payments.
- Recurring charges - subscriptions and bills - with roughly what each costs a month.
Moving money between your own accounts is left out, so a transfer to savings never counts as spending. Your Money basics under About you give it your budget and goal to compare against.
What it will never do
It cannot move money, pay a bill, cancel a subscription or sign you up for anything - there is no tool for it. It recommends, with the exact next step, and you do it. It gives practical, general guidance and says when a decision belongs with an accountant or a financial adviser.
A good weekly rhythm
Leave it on its Monday routine. Read the check-in over coffee, act on the one thing it flags, and upload a fresh statement at the start of each month.